Loan Rates
Contact the Mortgage Department for Rates & application appointments.
Rates are effective as of 10.01.2022
New Autos/New Motorcycles
| Term | APR* As Low As |
|---|---|
| 60 months | 6.50% |
| 72 months | 6.50% |
| 84 months | 6.50% |
Used Autos/Used Motorcycles
| Model Year | APR* As Low As |
|---|---|
| 2020-2022 | 6.50% |
| 2020-2022 over $15,000 | 7.00% |
| 2015-2019 | 7.50% |
| 2014 & Older | 8.00% (term) |
**Any down payment requirement is based on credit score. Unit cost example based on $15,000 loan with 60 monthly payments of 18.08 per $1000 borrowed. APR is fixed for the term of the loan.
**Classic Vehicles –
48 month term but $6,000 and over can be financed for 5 years.
90% appraised value Purchase Vehicle - AS LOW AS 8.25%.
Collateral Loan - AS LOW AS 8.75%.
$6,000 and over can be financed for 5 years. APR is fixed for the term of the loan.
Boat/Recreational Loans
| Loan Type | Amount | Term | APR* As Low As |
|---|---|---|---|
| New Boat/Recreational - $75,000 Max |
up to $10,000 up to $25,000 greater than $25,000 |
60 Months 84 Months 144 Months |
8.50% 8.50% 9.00% |
| Used Boat/Recreational - $75,000 Max |
up to $10,000 up to $25,000 greater than $25,000 |
60 Months 84 Months 144 Months |
9.50% 10.00% 10.50% |
| Lawn Tractors/ Enclosed Hauling Trailers |
up to $15,000 | 36 Months | 15.00% |
**Unit cost example based on $15,000 loan with 60 monthly payments of 19.68 per $1000 borrowed. Rate disclosed is lowest possible rate and may be higher depending on current or past credit history. Loans are subject to membership eligibility, credit approval and application. APR denotes Annual Percentage Rate. Up to 20% down payment may be required. Annual Percentage rates are fixed for the term of the loan.
Signature/Personal Loans
| Amount | Term | APR* As Low As |
|---|---|---|
| $1,000 or less | 12 Months | 9.00% - 18.00% |
| $1,001 - $1,500 | 18 Months | 9.00% - 18.00% |
| $1,501 - $2,000 | 24 Months | 9.00% - 18.00% |
| $2,001 - $4,000 | 36 Months | 9.00% - 18.00% |
| $4,001 - $6,000 | 48 Months | 9.49% - 18.00% |
| $6,001 - $10,000 | 60 Months | 9.49% - 18.00% |
**Rate disclosed is lowest possible rate and may be higher depending on current or past credit history. Loans are subject to membership eligibility, credit approval and application. APR denotes Annual Percentage Rate. Unit cost example based on 36 monthly payments of 31.80 per $1000 borrowed. APR is fixed for the term of the loan.