| Primary Share Account |
|
| Minimum per share balance required (requirement, not a fee) |
$5.00 |
| Minimum balance to earn dividends (requirement, not a fee) |
$100.00 |
| Monthly service charge for accounts that are below $100.00 at the end of the month |
$2.00 |
| Transaction fee (after 2 withdrawals per month) |
$1.00 each |
| Withdrawal fee for an official check if less than 1,000.00 |
$2.00 |
| Statement Copy |
$3.00 |
| Closing Account Fee (if closed within 3 months of opening) |
$10.00 |
Account Reopen Fee (within 3 months of closing)
(Plus $5.00 minimum balance which must be deposited to open account) |
$25.00 |
| |
|
| Regular Checking Account |
|
| Minimum Balance |
$0.00 |
| Non Sufficient Funds (NSF) Fee |
$27.50 |
| Overdraft from Line of Credit Fee |
$5.00 |
| Overdraft from Share Transfer Fee |
$5.00 |
| Stop Payment Order |
$27.50 |
| Check Copy |
$2.00 |
| Statement Copy |
$3.00 |
| Return Item |
$27.50 |
| |
|
| ATM and Debit Cards |
|
| ATM withdrawals exceeding 6 per month |
$.50 each |
| ATM/Debit Card replacement |
$10.00 |
| Check Card/ATM NSF Fee |
$27.50 |
| Unblock Reactivation Fee |
$10.00 |
| |
|
| VISA Cards |
|
| VISA Card Replacement |
$5.00 |
| VISA Late Fee |
$10.00 |
| Returned Checks |
$27.50 |
| Photostatic Copies |
$5.00 each |
| Cash Advance Fee |
Free |
| |
|
| Other Fees |
|
| Returned Item |
$27.50 |
| Money Order |
$1.00 |
| Wire Transfer (outgoing) |
$15.00 |
| Wire Transfer (incoming) |
Free |
| ACH Return |
$27.50 |
| Account Reconciliation, per hour (minimum 1 hour) |
$20.00 |
| Garnishment Fee |
$10.00 |
| Verification of Deposit Fee |
$2.00 |
| Annual Safe Deposit Box Rental |
Varies |
| Official Check Replacement Fee |
$5.00 |
