Fee Schedule

Fee Schedule
Effective June 1, 2014

Primary Share Account  
Minimum per share balance required (requirement, not a fee)  $5.00
Minimum balance to earn dividends (requirement, not a fee) $100.00
Monthly service charge for accounts that are below $100.00 at the end of the month $2.00
Transaction fee (after 2 withdrawals per month) $1.00 each
Withdrawal fee for an official check if less than 1,000.00 $2.00
Statement Copy $3.00
Closing Account Fee (if closed within 6 months of opening) $25.00
Account Reopen Fee (within 6 months of closing) 
(Plus $5.00 minimum balance which must be deposited to open account)
 Business Account monthly service charge  10.0
Regular Checking Account  
Minimum Balance $0.00
Non Sufficient Funds (NSF) Fee $27.50
Overdraft from Line of Credit Fee $5.00
Overdraft from Share Transfer Fee $5.00
Stop Payment Order $27.50
Check Copy $3.00
Statement Copy $3.00
Return Item $30.00
Fresh Start Checking  
Monthly Service Fees $5.00
Minimum Balance $0.00
Non Sufficient Funds (NSF) Fee $30.00
Stop Payment Order $27.50
Check Copy $2.00
Statement Copy $3.00
Return Item $30.00
ATM and Debit Cards  
ATM withdrawals exceeding 6 per month $.50 each
ATM/Debit Card replacement $10.00
Check Card/ATM NSF Fee $27.50
Unblock Reactivation Fee $10.00
VISA Cards  
VISA Card Replacement $5.00
VISA Late Fee $10.00
Returned Checks $30.00
Photostatic Copies $5.00 each
Cash Advance Fee Free
Other Fees  
Returned Mail (per item) $5.00
Fax Item $1.00
Returned Item $30.00
Money Order $1.00
Wire Transfer (outgoing) $20.00
Wire Transfer (incoming) $20.00
ACH Return $30.00
Account Reconciliation, per hour (minimum 1 hour) $20.00
Garnishment Fee $10.00
Tax Levy Fee $50.00
Verification of Deposit Fee $2.00
Annual Safe Deposit Box Rental Varies
Official Check Replacement Fee $5.00
Money Market Below $5000 Minimum Balance $10.00 per month it is below minimum

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